Short Sale Specialist and Pre-Foreclosure Homes - WE CAN HELP!
|Even better, a New Law has recently passed Prohibiting any Lender from Pursuing the SELLER for a Deficiency Judgement after a Short Sale in CA. Fannie Mae guidelines state that those who short sell their properties are able to buy another property in as little as 24 months. We take care of everything for you. We negotiate with the lender and market and sell the property, and we never charge you a dime. Our goal is to put you back in the best financial situation possible, so you can move forward with your life!|
|By completing a short sale, homeowners can walk away from their properties without having a foreclosure reported on their credit - all while having their mortgage debt completely forgiven by the lender. Even if the homeowner is not in danger of foreclosing, the short sale process allows them to get rid of an investment that is only decreasing in value. |
Do you currently owe more on your property than what it's worth?
You may be able to walk away from your property without having a foreclosure on your record, and without owing the bank anything. You can relieve yourself of the bad investment, the stress, and the burden.
Before you know it, you’ll be returning to purchase a new home.
What is HAFA?
HAFA stands for “Home Affordable Foreclosure Alternatives.” Under the HAFA short sale program, the government offers mortgage lenders and servicers an incentive for allowing homeowners to short sell their homes.
How Does HAFA Benefit Me?
If you are in need of a short sale and if you can qualify for HAFA it can be greatly beneficial. HAFA allows the seller to receive up to $3,000 for moving expenses once the short sale is complete. However, not everyone qualifies for HAFA.
What Does it Take to Qualify for HAFA?
HAFA Short Sales are only available for homeowners who are short selling an owner occupied property. In addition, the unpaid balance owed to the bank must be less than $729,750. Finally, if you have 1 or more lenders, all lenders must agree to participate in the program. The lender(s) have a right to turn down their participation in the program on any file. As of now, HAFA expires Dec. 2012.
Do I need to Contact HAFA Directly to Qualify?
No…this is a common misconception. HAFA does not work directly with homeowners or sellers. You will still need to have your property listed for sale. We handle your entire short sale from start to finish, and always submit for the HAFA program. If you can qualify, and if your lender is participating in the program, we make sure you get it. Often times, local realtors who are in experienced with short sales submit documents or files incorrectly to the lender. This can result in not qualifying for HAFA. We are experts at theshort sale process and the HAFA program and ensure that all who qualify receive the HAFA benefits.
Short Sale and Pre-Foreclosure Homes
* Find ALL Short Sale Homes online from MLS
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WHAT IS A REAL ESTATE SHORT SALE?
A short sale is a sale of real estate in which the proceeds from the sale fall short of the balance owed on a loan secured by the property sold. In this case the Lender agrees to take less than the amount owed on the debt, in return for the sale of the property to a third party, usually at no cost to the borrower. Housing Assist helps conduct short sales at NO COST to the borrower.
DO YOU QUALIFY FOR A SHORT SALE?
If you answered yes to any of these questions, then your best option is a Short Sale.
The market is flooded with over-mortgaged properties and insolvent homeowners. There are only two solutions to this: Short Sale and Foreclosure. Short Sale is the best option for all homeowners who are upside down, or are unable to make their payments. Once a short sale is successfully closed, you will be able to repair your credit in a short amount of time compared to the amount of time when facing a foreclosure on your record. We have specialists located in all areas throughout the nation, who can help assist you with your short sale today.
Housing Assist has been named the “#1 short sale company in the nation”
You need honest professionals to guide you in the best direction…